ELSS mutual funds have become a popular choice for people who want long term wealth growth along with tax saving under Section 80C. These funds come with only a three year lock in period and this makes them better than many old tax saving options. If you want to build long term wealth in 2025 then choosing the right ELSS fund is very important. This guide will help you understand the best options along with benefits risk levels and why they are useful for SIP investing.
What is an ELSS Mutual Fund
ELSS mutual funds are equity linked saving schemes that invest mostly in the stock market. They help you save tax under Section 80C and also grow your money in the long term. ELSS has the shortest lock in period among all tax saving investments and this makes it perfect for young investors and people who invest through SIP.
Why Choose ELSS for Long Term and SIP in 2025
- ELSS funds offer high return potential
- Good for long term wealth building
- Best for SIP because it manages market ups and downs
- Tax saving benefit under Section 80C up to one point five lakh
- Three year lock in helps you stay invested
Top 5 Best ELSS Mutual Funds for Long Term and SIP in 2025
Here are the best ELSS mutual funds based on long term track record stability and overall performance.
1 – Axis Long Term Equity Fund
- This fund has strong long term performance
- Returns are consistent
- Good for beginners and long term SIP
Why choose this fund
It offers stable performance and suits investors who want a safe long term SIP option.
2 – Mirae Asset Tax Saver Fund
- This fund has a well diversified portfolio
- Long term return potential is very high
- Suitable for aggressive SIP investors
Why choose this fund
It is a good pick if you want higher growth with long term investing.
- Strong performance in the past five years
- Lower downside risk
- Well managed portfolio
Why choose this fund
It is ideal for investors who want both growth and stability.
- Good performance in long term SIP
- Focus on quality companies
- Stable track record
Why choose this fund
It is known for steady SIP returns and strong downside protection.
5 – Canara Robeco Equity Tax Saver Fund
- Low risk category
- Stable performance
- Ideal for safe long term SIP investors
Why choose this fund
It is one of the safest ELSS funds for investors who want stable long term growth.
How to Choose the Best ELSS Mutual Fund in 2025
Check long term performance
See fund manager experience
Check risk level
Choose SIP over lump sum
Stay invested for five to seven years
CLICK – Top 3 Mutual Funds for 2025 You Shouldn’t Ignore
Q&A
1 – Which SIP is best in 2025
Mirae Asset Tax Saver Fund and Axis Long Term Equity Fund are good SIP choices for 2025.
2 – Which is the best SIP for next five years
DSP Tax Saver Fund and Canara Robeco Equity Tax Saver Fund are good options for the next five year period.
3 – What mutual funds are best for 2025
ELSS funds like Mirae Asset Axis Kotak DSP and Canara Robeco are strong long term options.
4 – Will mutual funds go up in 2025
If the market stays stable and inflation comes down then mutual funds may show good growth in 2025 but long term SIP is always safer than guessing market movement.
