If you are planning to buy a new smartphone in 2026 and budget is under ₹45,000 then this price range is now the most powerful segment. Many brands are giving flagship level performance, DSLR camera and strong battery backup in this budget.
Earlier you had to spend ₹70,000 or more for premium features. But now under ₹45,000 you can get gaming processor, 120Hz display, fast charging and high quality camera. This guide will help you choose the best Android phone under ₹45,000 in India 2026.
We checked performance, camera quality, battery life and real user experience before making this list.
Why ₹45,000 Budget Is Best in 2026
The ₹40k-₹45k segment now called flagship killer category. In this price you get:
- Snapdragon 8 series processor
- 120Hz AMOLED display
- 5000mAh+ battery
- 5G connectivity
- Premium camera setup
- Fast charging 80W to 120W
This means you don’t need to buy expensive flagship phone anymore.
Now let’s see top 5 powerful Android phones under ₹45,000.
1. OnePlus 13R 5G – Best Overall Performance
OnePlus always known for smooth performance and premium design. OnePlus 13R is currently one of the best phone under ₹45,000 in India.
Price: Around ₹39,999
Processor: Snapdragon 8 Gen series
Display: 6.7 inch AMOLED 120Hz
Camera: 50MP Sony flagship sensor
Battery: 5500mAh with 100W fast charging
This phone is best for gaming and heavy users. OxygenOS is clean and smooth. You will not face lag even after long use.
Camera quality also very good for social media and video recording. Battery easily lasts full day.
Best for: Gaming, performance and long term use.
2. iQOO Neo 9 Pro – Gaming Monster Phone
If you want powerful gaming phone under ₹45,000 then iQOO Neo 9 Pro is strong option. This phone built specially for performance lovers.
Price: Around ₹35,999 to ₹39,999
Processor: Snapdragon 8 Gen 2
Display: AMOLED 144Hz gaming display
Camera: 50MP Sony IMX sensor
Battery: 5160mAh with 120W fast charge
Gaming performance is super fast. BGMI, COD and heavy games run smooth without heating issue. 120W fast charging gives full charge in around 25 minutes.
Camera performance also improved compared to older iQOO phones.
Best for: Gamers and performance users.
3. Samsung Galaxy S23 FE – Premium Brand Choice
Samsung lovers always want premium design and camera quality. Galaxy S23 FE still one of best Samsung phone under ₹45,000.
Price: Around ₹42,999 (offers time)
Processor: Exynos flagship chip
Display: Dynamic AMOLED 120Hz
Camera: 50MP flagship camera with OIS
Battery: 4500mAh fast charging
Samsung display quality is top class. Camera gives natural photos and strong video stabilization. Also you get Samsung One UI experience and long software updates.
This phone is perfect for people who want brand value and camera quality.
Best for: Camera, display and Samsung fans.
4. Realme GT 6 Pro – Fast Charging King
Realme GT series always known for speed and battery. Realme GT 6 Pro is one of fastest charging phone in this segment.
Price: Around ₹36,999
Processor: Snapdragon 8s Gen series
Display: AMOLED 120Hz curved
Camera: 50MP Sony sensor
Battery: 5500mAh with 120W charging
This phone full charge in just 20-25 minutes. Performance is very fast and suitable for multitasking and gaming.
Design looks premium and slim. Camera also good for daily use and reels.
Best for: Fast charging and stylish design.
5. Google Pixel 9a – Best Camera Phone
If camera is your first priority then Pixel phone always best choice. Pixel 9a giving flagship level photo quality.
Price: Around ₹40,000
Processor: Google Tensor chip
Display: OLED 120Hz
Camera: Best AI camera in segment
Battery: Full day battery backup
Photo quality from Pixel camera is amazing. Portrait, night and video quality is top level. You also get pure Android experience and regular updates.
Gaming performance is decent but not best for heavy gamers.
Best for: Camera and clean Android experience.
CLICK – iPhone 17 Price Drop to ₹39,999 in Croma Valentine Day Sale Shocks Buyers
Which Phone Should You Buy?
Confused which is best Android phone under ₹45,000? Here simple answer:
- Best overall phone: OnePlus 13R
- Best gaming phone: iQOO Neo 9 Pro
- Best camera phone: Pixel 9a
- Best Samsung phone: Galaxy S23 FE
- Best fast charging phone: Realme GT 6 Pro
Choose phone according to your use. If you play games go for iQOO. If you want camera choose Pixel. For all round performance OnePlus is best.
Buying Tips Before Purchase
Before buying any smartphone always check:
- Latest price and offers
- Exchange discount
- Bank card offers
- Storage variant
- Warranty and service center
During sales you can get ₹3,000 to ₹7,000 discount easily. So always check online sale before buying.
Final Words
In 2026 smartphone market is very competitive. Under ₹45,000 you can now get flagship level performance and premium features. These top 5 powerful Android phones give best value for money.
If you want long term performance and smooth experience then OnePlus 13R is best pick. For gaming lovers iQOO Neo 9 Pro is strong choice. Camera lovers can choose Pixel phone.
Choose smartly and always compare features before buying. New offers keep coming so you can save more money and get premium phone in budget.
❓ Q&A – Best Android Phones Under ₹45000 (2026)
Q1: Which is the best Android phones under ₹45000 in India 2026?
The best overall Android phone under ₹45,000 in 2026 is OnePlus 13R. It offers strong performance, smooth UI, powerful battery and premium design. It is best for long term use.
Q2: Which phone is best for gaming under ₹45,000?
iQOO Neo 9 Pro is the best gaming phone under ₹45,000. It comes with Snapdragon 8 Gen processor, 144Hz display and strong cooling system for heavy gaming.
Q3: Which phone has best camera under ₹45,000?
Google Pixel 9a offers the best camera in this price range. It gives DSLR level photos, strong portrait mode and best night photography.
Q4: Is Samsung good under ₹45,000 budget?
Yes, Samsung Galaxy S23 FE is a good option under ₹45,000. It gives premium design, AMOLED display, good camera and long software update support.
Q5: Which phone has best battery under ₹45,000?
OnePlus 13R and Realme GT 6 Pro both offer 5500mAh battery with fast charging. They easily last full day with heavy use.
Q6: Can I get flagship features under ₹45,000 in 2026?
Yes, now you can get flagship processor, 120Hz AMOLED display, fast charging and premium camera under ₹45,000. This budget is best value segment in 2026.
Q7: Which is best 5G phone under ₹45,000 in India?
All phones like OnePlus 13R, iQOO Neo 9 Pro, Pixel 9a and Samsung S23 FE support 5G and are best 5G phones under ₹45,000 in India 2026.